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21 Articles
Zilch and the Infrastructure Behind Digital Consumer Credit
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Zilch and the Infrastructure Behind Digital Consumer Credit
Buy now, pay later describes the product Zilch sells; the system underneath is a credit decision taken inside a payment event. Zilch owns the customer app, the virtual card programme and the logic tha
Zepz Is Building a Wallet and Credit Business on More Than US$17 Billion of Implied Annual Remittance Volume
Zepz Is Building a Wallet and Credit Business on More Than US$17 Billion of Implied Annual Remittance Volume
· 11 min read
 How Esusu Turns Rent Payments Into Credit Data: The Pipeline From Lease to Three Credit Files
How Esusu Turns Rent Payments Into Credit Data: The Pipeline From Lease to Three Credit Files
· 14 min read
 A minimalist editorial illustration of complex, integrated digital pathways and connected nodes in dark bronze and charcoal against a bronze-gold gradient background, symbolizing robust fintech infrastructure. A clean solid black field on the left ensures high legibility for overlaid text, including 'THE STACK' column label and 'www.theupsidejournal.com'.
Flutterwave and the Infrastructure Behind Africa's Digital Payments Economy
· 14 min read
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